Why it's different
Every other finance app dies the same way
They're budget trackers, and they die the day you stop typing in numbers. This is your personal AI wealth manager. It keeps its own books, manages everything you own, and comes to you.
Good week. You're up $11,410, and nothing needs you today.
Assets
Everything you own, in one place
Not just bank accounts. Your home, your car, watches, art and collectibles sit beside your investments and cash, each kept at today's value.
Apartment
Toyota RAV4
Watches & artBuilt in, not bolted on
Not a chatbot parked on top
Lucius isn't a window you go ask. He's the one shaping your budget, running your plan, and behind every suggestion in the app.
Rent went up $180. I moved it out of dining and travel, so you still finish the month on plan.
Always on
Lucius doesn't sleep so you can
Markets, filings and headlines on everything you hold, plus your accounts and due dates. He reads it all overnight and tells you the part that matters.
Three things came in overnight. The NVDA one needs you.
Tracking
Tracking that takes no effort
Bank and card feeds, receipts from your inbox, statements you drag in. Everything arrives filed, without you touching it.
Found your grocery receipt in Gmail and filed it. That's 14 this week.
Budgeting
Whatever system works for you, works here
Zero-based or 50/30/20, your choice.
Dining is at $312 of $400 with nine days left. Want to top it up from travel?
Investments
Watches, analyses, and suggests
Filings, news and your own numbers turned into a clear call, so you act on evidence, not FOMO or panic.
Skip this one. It's up 82% in six weeks and two of your funds already hold it.
Milestones
Know you can afford it before you sign
A house, a car, a loan. Name it and the plan works backwards: the monthly cost, where it comes from, and what it costs elsewhere.
The deposit is fully covered. Earmark $2,150 a month and you're there by March 2028.
Projections
Plan and control your future
Put the house, the car and the second child on the timeline. Five thousand runs come back with the odds.
Retire at 48 and buy the house: 87% of runs make it.
Customize it
Add any MCP. Teach any skill. Make it yours.
This is the harness — the part that gives Lucius memory, tools, and reach. Connect new sources and channels, run authorized actions, and define the automations and skills that fit how you work.
Yodlee
Any MCP, in or out
Read data, run automations, or place authorized trades through any MCP. Expose your books and tools to Claude, ChatGPT, or a client you built yourself.
Teach it new skills
Define your own skills and automations. It does whatever you set it up to do.
As far as you want to take it
Read-only for balances, or authorized to place trades — you decide how much control it gets.
Discretion
What's yours stays yours
Handing your financial life to software is one leap. Letting an AI read it is another. So all three choices stay yours.
Where it runs
Run it wherever you want it. The ledger is a folder on your disk, and it stays that way unless you decide otherwise.
- Your laptop
- A machine on your network
- A cloud box only you hold the keys to
Which model reads your books
Point Lucius at a local model, or the Claude Code or Codex plan you already pay for. Or BYOK.
- A local model · zero cloud calls
- Your Claude Code or Codex subscription
- Or your own API key, with any provider you trust
What the code is allowed to do
Trust shouldn't rest on a privacy policy. The code is public — anyone can check exactly what leaves your machine.
- No tracking of any kind
- Cut it off from the internet and it still works
- Fork it, audit it, change what you disagree with
The wealthy have kept their affairs private the same way for a century — by owning the office rather than renting a seat in someone else's.