You have a wealth manager now
One who keeps your books current, grows what you own, plans what's ahead, and answers when you ask.
Every personal finance app dies the same way
Most of them die the day you stop typing in numbers. This one runs on its own.
Miss a week and the numbers go stale.
Captures receipts from email and syncs banks and brokerages automatically.
Eventually, it isn't.
A morning brief on Telegram or inside Claude — the moment something needs you.
Up or down — that's it.
Sizes the trade and shows the working before you decide.
Its categories, its budgets, its way.
Your categories, your rules, your methods.
You get the features they ship — nothing more.
Every line on GitHub. Add your own skills, automations, and connectors.
Every great fortune has a manager. Now yours does too.
The richest families don't watch spreadsheets. They have someone who does it for them, who knows every holding and is never off the clock.
Meet LuciusYour wealth manager
Bruce Wayne had Lucius. Now you do too.
Lucius reads your actual books, so every answer comes from your real numbers.
"Can I afford a $120k car and still retire by 40?"
That depends on your income, savings rate and expected returns…
No — it pushes your date from 39.5 to 41.2. Keep it under $80,000 and you still retire at forty.
"Should I take some profit on NVDA?"
Consider your risk tolerance and whether the position still fits your thesis…
It's 6.8% of everything you own and you're up 214%. Selling $22,000 banks $14,800 and cuts your worst-case drop by 8 points.
"Where did my money actually go last month?"
Try categorising your transactions and reviewing your bank statement…
$4,612 across seven categories. Dining ran $36 over, and a subscription you last used in March renewed at $89.99.
"What happens if I lose my job for six months?"
Most advisors suggest keeping three to six months of expenses saved…
You'd be fine. $45,260 covers 5.1 months at your real spend, and cutting travel gets you to 7.4. Retirement slips four months.
"Am I actually beating the market?"
Compare your returns against a relevant benchmark over the same period…
Yes — +18.4% against the S&P's +16.1% this year, after fees. Almost all of it came from one position, which is its own risk.
Built in, not bolted on
Not a chatbot parked on top
Lucius isn't a separate window you go ask. He's the one shaping your budget, running your plan, and behind every suggestion in the app.
Always on
Lucius doesn't sleep so you can
Markets, filings and headlines on everything you hold — plus your accounts, your rates, your due dates. He reads all of it overnight and tells you the part that mattered.
What it does
Four things, all of them running whether you open it or not.
Tracks every transaction
Files every transaction, holds the budgets, and speaks up the moment something is off — while there's still a month left to fix it.
Grows what you own
Watches every position you hold against the market, finds where your money should be working, and sizes the trade before Lucius brings it to you.
Plans the big purchases
Structures the big ones — a house, a car, a loan. Builds the funding plan, earmarks the money, hunts the better rate, tells you if you're on track.
Projects your future
Runs five thousand versions of your next forty years, so you can see where you land — and what a crash, a lost job or a child would change.
Tracking
Tracking that takes no effort
Bank and card feeds, receipts read from your inbox, statements you drag in — PDF, XLSX, OFX, QIF. Everything arrives filed and categorised, without you touching it.
Budgeting
Whatever system works for you, works here
Zero-based, 50/30/20, envelope-style, or a system you made up yourself — the framework is yours to pick. Filled in from what's already tracked, not by hand.
Investments
Watches, analyses, and suggests
Lucius turns filings, news, and numbers into a clear decision—so you act on evidence, not FOMO or panic.
"Take a third off NVDA and rotate it."
NVDA is up 214% and now 6.8% of your portfolio. Trim $22,000 to bank the gain and put $85,500 back to work.
"Don't sell today. Nothing has actually changed."
The market is down 7%, but your holdings and plan have not changed. Selling now locks in $34,200; similar drops recovered within five months.
"Skip this one. You'd be buying the top."
It is up 82% in six weeks, and two funds already give you the same exposure. Adding $15,000 would push one sector to 68% of your equity.
"Your bond fund is the wrong one for this rate path."
Your fund has 8.4 years of duration into a cutting cycle already priced in. A shorter fund earns 0.9% more with less risk and the same allocation.
Milestones
Know you can afford it before you sign
A house, a car, a loan. Name it and the funding plan works backwards — monthly cost, where it comes from, and what it costs you elsewhere.
Projections
Plan and control your future
Put the house, the car and the second child on the timeline. Five thousand runs come back with the odds.
Customize it
Add any MCP. Teach any skill. Make it yours.
This is the harness — the part that gives Lucius memory, tools, and reach. Connect new sources and channels, run authorized actions, and define the automations and skills that fit how you work.
YodleeAny MCP, in or out
Read data, run automations, or place authorized trades through any MCP. Expose your books and tools to Claude, ChatGPT, or a client you built yourself.
Teach it new skills
Define your own skills and automations. It does whatever you set it up to do.
As far as you want to take it
Read-only for balances, or authorized to place trades — you decide how much control it gets.
Discretion
What's yours stays yours
Handing your financial life to software is one leap. Letting an AI read it is another. So all three choices stay yours.
Where it runs
Run it wherever you want it. The ledger is a folder on your disk, and it stays that way unless you decide otherwise.
- Your laptop
- A machine on your network
- A cloud box only you hold the keys to
Which model reads your books
Point Lucius at a local model and nothing touches the internet at all. Or use a provider you trust, on your own key.
- A local model · zero cloud calls
- Claude, GPT, or any provider you trust
- Your account, your key
What the code is allowed to do
Trust shouldn't rest on a privacy policy. The code is public — anyone can check exactly what leaves your machine.
- No tracking of any kind
- Cut it off from the internet and it still works
- Fork it, audit it, change what you disagree with
The wealthy have kept their affairs private the same way for a century — by owning the office rather than renting a seat in someone else's.
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Private beta, limited seats. It runs on your own computer, and your data never leaves it.
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