You have a wealth manager now
One who tracks every dollar
Your whole financial life, in one private place
It's not a budget tracker. It's everything you own in one view, an AI wealth manager that works from your own numbers, and boundaries you set for what it can touch.
What it does
Four jobs other apps leave to you.
Keeps its own books
Any bank, any currency, anywhere. Smart categories, itemized receipts.
Works while you sleep
Reads markets and filings on what you hold, and flags what matters.
Answers from your real numbers
Ask about the house or the car and get a yes or no, not a lecture.
Plays out 5,000 futures
See where you land, and what a crash or a lost job would change.
Your AI Wealth Manager
Bruce Wayne had Lucius. Meet yours.
He knows every account, holding and bill. He answers with your real numbers, watches your money around the clock, and does the work while you make the calls.
"Can I afford a $120k car and still retire by 40?"
That depends on your income, savings rate and expected returns…
No — it pushes your date from 39.5 to 41.2. Keep it under $80,000 and you still retire at forty.
"Should I take some profit on NVDA?"
Consider your risk tolerance and whether the position still fits your thesis…
It's 6.8% of everything you own and you're up 214%. Selling $22,000 banks $14,800 and cuts your worst-case drop by 8 points.
"Where did my money actually go last month?"
Try categorising your transactions and reviewing your bank statement…
$4,612 across seven categories. Dining ran $36 over, and a subscription you last used in March renewed at $89.99.
"What happens if I lose my job for six months?"
Most advisors suggest keeping three to six months of expenses saved…
You'd be fine. $45,260 covers 5.1 months at your real spend, and cutting travel gets you to 7.4. Retirement slips four months.
"Am I actually beating the market?"
Compare your returns against a relevant benchmark over the same period…
Yes — +18.4% against the S&P's +16.1% this year, after fees. Almost all of it came from one position, which is its own risk.
Hermes AgentTake a peek inside
You stay in control
Handing your financial life to software is one leap. Letting an AI read it is another. So the parts that matter stay yours.
It runs on your computer
Your books are a folder on your disk. Run it on your laptop, a machine at home, or a server only you hold the keys to.
You pick the AI that reads it
A local model with zero cloud calls, the Claude Code or Codex plan you already pay for, or your own API key.
You make the calls
It sizes the trade and shows the working. You decide, and it only touches what you've allowed it to.
Open, with no tracking
Every line is on GitHub, so anyone can check what leaves your machine. Cut it off from the internet and it still works.
Desktop app
Your AI wealth manager, on your computer
Everything you own, in one view. Your data never leaves your hands.
Or install from the terminal
curl -fsSL https://opennetworth.ai/install.sh | shcurl -fsSL https://opennetworth.ai/install.sh | shirm https://opennetworth.ai/install.ps1 | iex